top of page
Business Assets and Business Interruption
The impact of a business-related incident, such as a fire, often extends far beyond physical damage. Core activities and even the continuity of your company can be at risk. Fortunately, these risks can be effectively insured, and together we can implement strategies to mitigate or minimize their impact.
Many businesses rely on critical assets to carry out their primary operations. As an entrepreneur, it is vital that these assets are restored as quickly as possible in the event of damage, as delays can significantly affect your company’s financial position.
We understand the importance of comprehensive coverage and are committed to helping you protect your business assets and operations, ensuring that your company can recover swiftly and continue functioning with minimal disruption.
Secure your business with Business Assets & Business Interruption Insurance – safeguarding your operations, continuity, and financial stability.
Property
Property Insurance provides coverage for damage to your business premises, equipment, inventory, and goods. This insurance safeguards the physical assets of your company against a wide range of risks, ensuring business continuity even in the event of unexpected incidents.
Key Coverage Includes:
Buildings – protection for your business premises against fire, storm, water damage, and other insured perils.
Business equipment and inventory – coverage for machinery, furniture, and stock stored on your premises.
Goods and merchandise – protection for products and materials stored within your facilities.
With Commercial Property Insurance, your business can recover quickly from damage or loss, maintaining operational stability and protecting your investment in critical assets.
Secure your property and ensure peace of mind with Commercial Property Insurance – comprehensive coverage tailored to your business needs.
Key Coverage Includes:
Buildings – protection for your business premises against fire, storm, water damage, and other insured perils.
Business equipment and inventory – coverage for machinery, furniture, and stock stored on your premises.
Goods and merchandise – protection for products and materials stored within your facilities.
With Commercial Property Insurance, your business can recover quickly from damage or loss, maintaining operational stability and protecting your investment in critical assets.
Secure your property and ensure peace of mind with Commercial Property Insurance – comprehensive coverage tailored to your business needs.
Business Interruption
Business Interruption Insurance provides financial protection if your business operations are fully or partially halted due to damage to your company’s buildings, equipment, inventory, or goods. This coverage ensures that your fixed business expenses, including wages and salaries, can continue to be paid even when operations are temporarily disrupted.
Key Coverage Includes:
Loss of income – compensation for revenue lost during periods when your business cannot operate.
Fixed costs protection – coverage for ongoing expenses such as rent, utilities, and employee salaries.
Operational continuity support – helps your business resume normal operations as quickly as possible after an insured event.
By securing Business Interruption Insurance, your company can maintain financial stability, safeguard employee livelihoods, and protect the continuity of operations despite unexpected disruptions.
Ensure your business stays resilient with Business Interruption Insurance – minimizing financial impact and maintaining operational continuity during challenging times.
Key Coverage Includes:
Loss of income – compensation for revenue lost during periods when your business cannot operate.
Fixed costs protection – coverage for ongoing expenses such as rent, utilities, and employee salaries.
Operational continuity support – helps your business resume normal operations as quickly as possible after an insured event.
By securing Business Interruption Insurance, your company can maintain financial stability, safeguard employee livelihoods, and protect the continuity of operations despite unexpected disruptions.
Ensure your business stays resilient with Business Interruption Insurance – minimizing financial impact and maintaining operational continuity during challenging times.
Goods, Stock & Tenant’s Interest
Goods, Stock & Tenant’s Interest Insurance provides financial protection against damage to your business inventory, equipment, and, if you are leasing premises, your tenant’s interest. This coverage ensures that your critical business assets are safeguarded, allowing you to continue operations without significant financial disruption.
Key Coverage Includes:
Business inventory and stock – protection for goods and materials stored on your premises.
Business equipment and goods – coverage for office furniture, machinery, and other essential assets.
Tenant’s interest – safeguards your investment in leased property, including improvements and fixtures.
With Goods, Stock & Tenant’s Interest Insurance, your business can recover quickly from unexpected damage, maintain operational continuity, and protect your financial position.
Secure your assets and business operations with Goods, Stock & Tenant’s Interest Insurance – comprehensive protection tailored to your business needs.
Key Coverage Includes:
Business inventory and stock – protection for goods and materials stored on your premises.
Business equipment and goods – coverage for office furniture, machinery, and other essential assets.
Tenant’s interest – safeguards your investment in leased property, including improvements and fixtures.
With Goods, Stock & Tenant’s Interest Insurance, your business can recover quickly from unexpected damage, maintain operational continuity, and protect your financial position.
Secure your assets and business operations with Goods, Stock & Tenant’s Interest Insurance – comprehensive protection tailored to your business needs.
Glass
Glass Insurance provides coverage for damage resulting from the breakage of glass in your business premises. This includes windows, doors, partitions, and other fixed glass installations, ensuring that repair or replacement costs do not disrupt your operations.
Key Coverage Includes:
Breakage protection – coverage for accidental damage to glass.
Replacement and repair costs – ensures prompt repair or replacement to minimize business disruption.
Operational continuity – protects your premises and maintains a safe, functional working environment.
With Glass Insurance, your business can recover quickly from glass-related incidents, avoiding unexpected financial burdens and operational delays.
Secure your premises with Glass Insurance – ensuring protection, safety, and peace of mind.
Key Coverage Includes:
Breakage protection – coverage for accidental damage to glass.
Replacement and repair costs – ensures prompt repair or replacement to minimize business disruption.
Operational continuity – protects your premises and maintains a safe, functional working environment.
With Glass Insurance, your business can recover quickly from glass-related incidents, avoiding unexpected financial burdens and operational delays.
Secure your premises with Glass Insurance – ensuring protection, safety, and peace of mind.
Equipment
Work Equipment Insurance provides coverage for damage to, or caused by, your work equipment and machinery. This insurance ensures that your operational tools and equipment are safeguarded, minimizing downtime and financial loss.
Coverage Options Include:
Standard Liability – protection against third-party claims for damage or injury caused by your equipment.
Extended Liability – broader coverage including additional third-party risks and higher liability limits.
Standard Hull (Casco) – coverage for physical damage to your own work machinery and vehicles.
Extended Hull (Casco) – enhanced coverage for a wider range of risks affecting your equipment.
Damage to Other Property – protection against damage to your own property or other items during operation.
With Work Equipment Insurance, your business can operate with confidence, knowing that both operational risks and potential financial losses are effectively managed.
Safeguard your machinery and tools with Work Equipment Insurance – comprehensive protection for your most essential operational assets.
Coverage Options Include:
Standard Liability – protection against third-party claims for damage or injury caused by your equipment.
Extended Liability – broader coverage including additional third-party risks and higher liability limits.
Standard Hull (Casco) – coverage for physical damage to your own work machinery and vehicles.
Extended Hull (Casco) – enhanced coverage for a wider range of risks affecting your equipment.
Damage to Other Property – protection against damage to your own property or other items during operation.
With Work Equipment Insurance, your business can operate with confidence, knowing that both operational risks and potential financial losses are effectively managed.
Safeguard your machinery and tools with Work Equipment Insurance – comprehensive protection for your most essential operational assets.
Fleet (car/truck)
Fleet Insurance allows you to insure all company vehicles within your fleet under a single, convenient policy. Coverage includes mandatory Third-Party Liability (TPL) and can be extended to protect your own vehicles, as well as additional optional coverages tailored to your business needs.
Key Coverage Includes:
Third-Party Liability (TPL) – mandatory coverage protecting against damages caused to third parties in the event of an accident.
Own vehicle coverage – optional protection for damage to your company cars, vans, or trucks.
Additional coverages – customizable options to cover theft, fire, natural disasters, or other risks specific to your fleet.
With Fleet Insurance, managing and protecting your business vehicles becomes simple, efficient, and cost-effective, ensuring your operations can continue smoothly even in the event of accidents or damage.
Secure your fleet with Fleet Insurance – comprehensive protection for all your company vehicles under one policy.
Key Coverage Includes:
Third-Party Liability (TPL) – mandatory coverage protecting against damages caused to third parties in the event of an accident.
Own vehicle coverage – optional protection for damage to your company cars, vans, or trucks.
Additional coverages – customizable options to cover theft, fire, natural disasters, or other risks specific to your fleet.
With Fleet Insurance, managing and protecting your business vehicles becomes simple, efficient, and cost-effective, ensuring your operations can continue smoothly even in the event of accidents or damage.
Secure your fleet with Fleet Insurance – comprehensive protection for all your company vehicles under one policy.
Machinery Breakdown
Machinery Breakdown Insurance provides coverage for physical damage to machinery used in your business operations. This protection ensures that unexpected mechanical or electrical failures do not disrupt your production or service delivery.
Key Coverage Includes:
Physical damage – protection against breakdowns, mechanical failures, or electrical faults affecting business machinery.
Business interruption – optional coverage for loss of income and additional expenses incurred as a result of machinery failure.
Extra costs – coverage for expenses necessary to restore operations quickly, including temporary repairs or replacement equipment.
With Machinery Breakdown Insurance, your business can recover quickly from equipment failures, maintain operational continuity, and minimize financial losses.
Secure your machinery and business operations with Machinery Breakdown Insurance – comprehensive protection for your essential equipment and uninterrupted productivity.
Key Coverage Includes:
Physical damage – protection against breakdowns, mechanical failures, or electrical faults affecting business machinery.
Business interruption – optional coverage for loss of income and additional expenses incurred as a result of machinery failure.
Extra costs – coverage for expenses necessary to restore operations quickly, including temporary repairs or replacement equipment.
With Machinery Breakdown Insurance, your business can recover quickly from equipment failures, maintain operational continuity, and minimize financial losses.
Secure your machinery and business operations with Machinery Breakdown Insurance – comprehensive protection for your essential equipment and uninterrupted productivity.
Construction All Risks (CAR)
Construction All Risks (CAR) Insurance provides coverage for damage to works under construction or renovation. It also offers optional protection for damage occurring during the maintenance period after completion.
Key Features:
Project-specific coverage – an expiring CAR policy designed for a single construction or renovation project.
Ongoing coverage – a continuous CAR policy covering all construction works undertaken by your company.
Material and workmanship protection – coverage for damages caused during construction or renovation, including defects, accidents, or unforeseen events.
Maintenance period coverage – optional extension to protect works during the contractual maintenance period.
With CAR Insurance, your construction projects are safeguarded against unexpected damage, helping you manage financial risks and maintain project continuity.
Secure your building and renovation projects with Construction All Risks Insurance – comprehensive coverage tailored to every stage of construction.
Key Features:
Project-specific coverage – an expiring CAR policy designed for a single construction or renovation project.
Ongoing coverage – a continuous CAR policy covering all construction works undertaken by your company.
Material and workmanship protection – coverage for damages caused during construction or renovation, including defects, accidents, or unforeseen events.
Maintenance period coverage – optional extension to protect works during the contractual maintenance period.
With CAR Insurance, your construction projects are safeguarded against unexpected damage, helping you manage financial risks and maintain project continuity.
Secure your building and renovation projects with Construction All Risks Insurance – comprehensive coverage tailored to every stage of construction.
Garage
Garage Insurance provides coverage for damages caused to third parties as a result of your garage operations. This includes damage arising from your work, as well as damage caused by vehicles under your care, custody, or control for repair or maintenance.
Key Coverage Includes:
Third-party liability – protection against claims from damage caused to others during your garage operations.
Vehicles in your care – coverage for customer vehicles while in your possession for repair, maintenance, or storage.
Optional additional coverages – customize your policy to include theft, fire, or other risks specific to your garage business.
With Garage Insurance, you can operate your workshop with confidence, knowing that both your business and your customers’ vehicles are protected against unexpected damages.
Secure your operations with Garage Insurance – comprehensive protection for your business, employees, and clients’ vehicles.
Key Coverage Includes:
Third-party liability – protection against claims from damage caused to others during your garage operations.
Vehicles in your care – coverage for customer vehicles while in your possession for repair, maintenance, or storage.
Optional additional coverages – customize your policy to include theft, fire, or other risks specific to your garage business.
With Garage Insurance, you can operate your workshop with confidence, knowing that both your business and your customers’ vehicles are protected against unexpected damages.
Secure your operations with Garage Insurance – comprehensive protection for your business, employees, and clients’ vehicles.
Cyber
Cyber Insurance provides coverage for your business against the financial and operational consequences of cyber incidents. This includes protection against hacking, system intrusions, data loss or theft, and cyberattacks.
Key Coverage Includes:
Data breaches – protection if sensitive business or customer data is accessed, stolen, or compromised.
Cyberattacks – coverage for losses resulting from ransomware, malware, or other malicious cyber activity.
Business interruption – compensation for financial losses due to downtime or disrupted operations caused by cyber incidents.
Legal and recovery costs – coverage for expenses related to investigating, managing, and mitigating cyber incidents.
With Cyber Insurance, your business can respond effectively to digital threats, protect critical data, and minimize financial and reputational impact.
Secure your company’s digital operations with Cyber Insurance – comprehensive protection against the risks of the modern cyber landscape.
Key Coverage Includes:
Data breaches – protection if sensitive business or customer data is accessed, stolen, or compromised.
Cyberattacks – coverage for losses resulting from ransomware, malware, or other malicious cyber activity.
Business interruption – compensation for financial losses due to downtime or disrupted operations caused by cyber incidents.
Legal and recovery costs – coverage for expenses related to investigating, managing, and mitigating cyber incidents.
With Cyber Insurance, your business can respond effectively to digital threats, protect critical data, and minimize financial and reputational impact.
Secure your company’s digital operations with Cyber Insurance – comprehensive protection against the risks of the modern cyber landscape.
Exhibition
Exhibition Insurance provides coverage for your goods while they are on display at exhibitions, trade shows, or fairs. You can choose a short-term policy for a single event or a continuous policy covering multiple exhibitions throughout the year.
Key Coverage Includes:
Damage or loss – protection against accidental damage, theft, or loss of exhibits during the event.
Transport and handling – optional coverage for risks during transport to and from the exhibition.
Flexible policy terms – single-event coverage or a multi-event annual policy for frequent exhibitors.
With Exhibition Insurance, your exhibits are safeguarded against unexpected events, ensuring peace of mind and uninterrupted participation in shows and trade fairs.
Secure your valuable items with Exhibition Insurance – comprehensive protection for every event.
Key Coverage Includes:
Damage or loss – protection against accidental damage, theft, or loss of exhibits during the event.
Transport and handling – optional coverage for risks during transport to and from the exhibition.
Flexible policy terms – single-event coverage or a multi-event annual policy for frequent exhibitors.
With Exhibition Insurance, your exhibits are safeguarded against unexpected events, ensuring peace of mind and uninterrupted participation in shows and trade fairs.
Secure your valuable items with Exhibition Insurance – comprehensive protection for every event.
Event
Event Insurance provides coverage for the risks associated with organizing events, whether corporate, public, or private. This insurance ensures that your event can proceed smoothly while minimizing potential financial and operational losses.
Key Coverage Includes:
Liability protection – coverage for injuries to attendees, participants, or third parties during the event.
Property damage – protection against damage to the venue, equipment, or other property used for the event.
Cancellation or postponement – optional coverage for financial losses if the event cannot take place due to unforeseen circumstances.
Additional expenses – coverage for extra costs incurred to manage or recover from incidents during the event.
With Event Insurance, organizers can focus on creating a successful event while being protected against unexpected challenges and financial risks.
Ensure the success and safety of your event with Event Insurance – comprehensive protection for every occasion.
Key Coverage Includes:
Liability protection – coverage for injuries to attendees, participants, or third parties during the event.
Property damage – protection against damage to the venue, equipment, or other property used for the event.
Cancellation or postponement – optional coverage for financial losses if the event cannot take place due to unforeseen circumstances.
Additional expenses – coverage for extra costs incurred to manage or recover from incidents during the event.
With Event Insurance, organizers can focus on creating a successful event while being protected against unexpected challenges and financial risks.
Ensure the success and safety of your event with Event Insurance – comprehensive protection for every occasion.
Computer & Electronics
Computer & Electronics Insurance provides coverage for damage to your electronic devices and systems. This includes computers, peripheral equipment, phone systems, weighing and cash register systems, and photocopiers.
Key Coverage Includes:
Physical damage – protection against accidental damage, fire, water, or electrical faults.
Electronic equipment – coverage for computers, servers, peripherals, and other critical devices.
Business systems – protection for essential systems such as telephone networks, cash registers, and weighing equipment.
Operational continuity – ensures your business can continue operating even after equipment damage.
With Computer & Electronics Insurance, your business technology is safeguarded, reducing downtime and protecting your investment in critical equipment.
Secure your devices and systems with Computer & Electronics Insurance – comprehensive protection for all your essential electronic assets.
Key Coverage Includes:
Physical damage – protection against accidental damage, fire, water, or electrical faults.
Electronic equipment – coverage for computers, servers, peripherals, and other critical devices.
Business systems – protection for essential systems such as telephone networks, cash registers, and weighing equipment.
Operational continuity – ensures your business can continue operating even after equipment damage.
With Computer & Electronics Insurance, your business technology is safeguarded, reducing downtime and protecting your investment in critical equipment.
Secure your devices and systems with Computer & Electronics Insurance – comprehensive protection for all your essential electronic assets.
Extra Expenses
Extra Expenses Insurance provides coverage for the costs necessary to continue your business operations in the event of (imminent) disruption caused by physical damage. This ensures that your company can maintain operations without significant financial impact.
Key Coverage Includes:
Temporary relocation – coverage for renting alternative business premises if your main location is unusable.
Equipment rental – protection for hiring machinery, computers, and other essential equipment to continue operations.
Operational continuity – ensures your business can keep running despite unexpected physical damage or disruptions.
With Extra Expenses Insurance, your company can respond quickly to unforeseen events, minimizing downtime and maintaining service to clients.
Secure your operations with Extra Expenses Insurance – comprehensive protection to keep your business moving forward.
Key Coverage Includes:
Temporary relocation – coverage for renting alternative business premises if your main location is unusable.
Equipment rental – protection for hiring machinery, computers, and other essential equipment to continue operations.
Operational continuity – ensures your business can keep running despite unexpected physical damage or disruptions.
With Extra Expenses Insurance, your company can respond quickly to unforeseen events, minimizing downtime and maintaining service to clients.
Secure your operations with Extra Expenses Insurance – comprehensive protection to keep your business moving forward.
Reconstruction
Reconstruction Insurance provides coverage for the additional costs incurred to restore or reconstruct administrative records, designs, drawings, and other essential documentation following an insured event.
Key Coverage Includes:
Document reconstruction – protection for costs to recreate destroyed or damaged administrative files, blueprints, technical drawings, and plans.
Operational continuity – ensures that your business can continue functioning by restoring essential documentation quickly.
Financial protection – coverage for the expenses involved in reconstructing vital records, minimizing the financial impact of unexpected events.
With Reconstruction Insurance, your company can recover critical information efficiently after an incident, safeguarding both operations and business continuity.
Secure your essential records and designs with Reconstruction Insurance – comprehensive protection for your administrative and technical assets.
Key Coverage Includes:
Document reconstruction – protection for costs to recreate destroyed or damaged administrative files, blueprints, technical drawings, and plans.
Operational continuity – ensures that your business can continue functioning by restoring essential documentation quickly.
Financial protection – coverage for the expenses involved in reconstructing vital records, minimizing the financial impact of unexpected events.
With Reconstruction Insurance, your company can recover critical information efficiently after an incident, safeguarding both operations and business continuity.
Secure your essential records and designs with Reconstruction Insurance – comprehensive protection for your administrative and technical assets.
Fraud
Fraud Insurance provides coverage for direct financial losses resulting from fraud committed by your employees or deception by third parties. This insurance ensures your business is protected against unexpected financial risks due to dishonest actions.
Key Coverage Includes:
Employee fraud – protection against losses caused by fraudulent acts committed by your staff.
Third-party fraud – coverage for financial damage resulting from deceit or scams by external parties.
Direct financial loss – ensures that lost assets or incurred debts due to fraud are reimbursed.
With Fraud Insurance, your company can mitigate the financial impact of fraudulent activities, maintain trust in your operations, and safeguard your business’s financial position.
Secure your business with Fraud Insurance – comprehensive protection against employee and third-party fraud.
Key Coverage Includes:
Employee fraud – protection against losses caused by fraudulent acts committed by your staff.
Third-party fraud – coverage for financial damage resulting from deceit or scams by external parties.
Direct financial loss – ensures that lost assets or incurred debts due to fraud are reimbursed.
With Fraud Insurance, your company can mitigate the financial impact of fraudulent activities, maintain trust in your operations, and safeguard your business’s financial position.
Secure your business with Fraud Insurance – comprehensive protection against employee and third-party fraud.
Cash
Cash Insurance provides coverage for financial losses when cash or valuable documents belonging to your business are lost. This includes protection against theft, robbery, burglary, and counterfeit money, as well as coverage during transport.
Key Coverage Includes:
Cash and valuables – protection for money and securities kept on your premises or in safes.
Theft and robbery – coverage for losses due to violent robbery or burglary.
Counterfeit money – protection against losses caused by fake or fraudulent currency.
Transport coverage – safeguards cash and valuables while being transported for business purposes.
With Cash Insurance, your business can operate with confidence, knowing that cash and valuable documents are protected against unexpected losses.
Secure your business assets with Cash Insurance – comprehensive protection for cash, securities, and financial valuables.
Key Coverage Includes:
Cash and valuables – protection for money and securities kept on your premises or in safes.
Theft and robbery – coverage for losses due to violent robbery or burglary.
Counterfeit money – protection against losses caused by fake or fraudulent currency.
Transport coverage – safeguards cash and valuables while being transported for business purposes.
With Cash Insurance, your business can operate with confidence, knowing that cash and valuable documents are protected against unexpected losses.
Secure your business assets with Cash Insurance – comprehensive protection for cash, securities, and financial valuables.
Loss of Rent
Loss of Rent Insurance provides coverage when a rented property, or a property intended for rental, is partially or completely lost due to an insured event. In such cases, the landlord may receive reduced or no rental income. This insurance ensures that your rental income is protected against unforeseen losses.
Key Coverage Includes:
Rental income protection – compensation for lost or reduced rent resulting from damage to the property.
Insured events – coverage for fire, storm, water damage, and other specified perils that make the property uninhabitable or unusable.
Financial continuity – helps landlords maintain cash flow and meet financial obligations despite rental interruptions.
With Loss of Rent Insurance, landlords can safeguard their rental income and reduce the financial impact of unexpected property damage.
Secure your rental revenue with Loss of Rent Insurance – ensuring financial stability and peace of mind for property owners.
Key Coverage Includes:
Rental income protection – compensation for lost or reduced rent resulting from damage to the property.
Insured events – coverage for fire, storm, water damage, and other specified perils that make the property uninhabitable or unusable.
Financial continuity – helps landlords maintain cash flow and meet financial obligations despite rental interruptions.
With Loss of Rent Insurance, landlords can safeguard their rental income and reduce the financial impact of unexpected property damage.
Secure your rental revenue with Loss of Rent Insurance – ensuring financial stability and peace of mind for property owners.
bottom of page