top of page
Maritime – Protecting Your Business in a Dynamic Industry
The Netherlands has been a trading nation for centuries, with shipping at the heart of its economy. Over the past decades, maritime technology, ship design, and maritime infrastructure have evolved dramatically. This trend is set to continue, driven by the growth of waterborne cargo transport, stricter regulations, and increasing environmental requirements.
For maritime entrepreneurs, these developments present ongoing challenges in a rapidly changing market where innovation and flexibility are key. As a result, your business interests and exposure to risk are constantly increasing.
It is essential for business owners to continuously identify and manage risks that could threaten the continuity of their operations – whether economically, financially, or socially.
At CLM Insurance, we specialize in advising on and brokering maritime insurance solutions. We help you navigate this complex environment, ensuring that your risks are effectively managed so you can focus on growth, innovation, and safe operations.
Inland Hull and machinery
Our Inland Hull Insurance provides extensive coverage for your vessel, safeguarding against damage to the hull, machinery, and onboard equipment. This insurance protects your ship from a wide range of risks, including collisions, accidents, fire, and other navigational hazards that may occur while operating on rivers, canals, and other inland waterways.
In addition to covering damage to your own vessel, this policy also includes liability for damage caused to other vessels in the event of a collision, ensuring that you are financially protected against third-party claims.
Designed specifically for operators and owners of inland vessels, our Hull Insurance offers peace of mind by combining tailored coverage with professional claims support. Whether you operate a commercial cargo vessel, a passenger boat, or a recreational ship, this insurance ensures that both your investment and your operational responsibilities are fully protected.
Protect your vessel, crew, and financial interests with Inland Hull Insurance – a reliable solution for every inland navigation scenario.
In addition to covering damage to your own vessel, this policy also includes liability for damage caused to other vessels in the event of a collision, ensuring that you are financially protected against third-party claims.
Designed specifically for operators and owners of inland vessels, our Hull Insurance offers peace of mind by combining tailored coverage with professional claims support. Whether you operate a commercial cargo vessel, a passenger boat, or a recreational ship, this insurance ensures that both your investment and your operational responsibilities are fully protected.
Protect your vessel, crew, and financial interests with Inland Hull Insurance – a reliable solution for every inland navigation scenario.
Protection & Indemnity (P&I)
Our Protection & Indemnity (P&I) Insurance provides essential liability coverage for ship owners, protecting against a wide range of third-party risks that may arise from the operation of your vessel.
This insurance includes coverage for:
Environmental pollution – liability for accidental spills or discharges.
Crew and third-party injury or death – compensation for medical costs, disability, or loss of life.
Cargo damage – protection against claims for lost or damaged cargo.
Collision liability – coverage for damage caused to other vessels or property.
Wreck removal – costs associated with raising, removing, or marking a wreck.
P&I Insurance goes beyond standard hull or machinery cover by addressing the financial risks and legal obligations that vessel owners face in today’s complex maritime environment.
With access to leading international P&I Clubs and insurers, we ensure that you receive comprehensive protection, expert legal support, and efficient claims handling whenever you need it.
Safeguard your vessel, crew, and operations with P&I Insurance – a cornerstone of responsible ship ownership.
This insurance includes coverage for:
Environmental pollution – liability for accidental spills or discharges.
Crew and third-party injury or death – compensation for medical costs, disability, or loss of life.
Cargo damage – protection against claims for lost or damaged cargo.
Collision liability – coverage for damage caused to other vessels or property.
Wreck removal – costs associated with raising, removing, or marking a wreck.
P&I Insurance goes beyond standard hull or machinery cover by addressing the financial risks and legal obligations that vessel owners face in today’s complex maritime environment.
With access to leading international P&I Clubs and insurers, we ensure that you receive comprehensive protection, expert legal support, and efficient claims handling whenever you need it.
Safeguard your vessel, crew, and operations with P&I Insurance – a cornerstone of responsible ship ownership.
Freight, Demurrage & Defence (FD&D)
Our Freight, Demurrage & Defence (FD&D) Insurance provides vital support for ship owners facing legal disputes and contractual challenges within the maritime sector. Unlike Hull or P&I cover, FD&D focuses specifically on the recovery and defence of claims, ensuring your financial and operational interests are safeguarded when conflicts arise.
FD&D Insurance includes coverage for:
Charterparty disputes – disagreements over terms, hire payments, or performance.
Freight and demurrage claims – delays, unpaid freight, or related contractual costs.
Operational conflicts – issues linked to trading conditions, voyage performance, or cargo handling.
Legal costs and representation – professional support for pursuing or defending claims.
With FD&D Insurance, you gain access to expert legal advice, financial backing for dispute resolution, and strong representation in negotiations or court proceedings.
By complementing Hull and P&I coverage, FD&D ensures that both your physical assets and your legal rights are fully protected. This makes it an essential safeguard for owners engaged in commercial operations, chartering, or complex contractual arrangements.
Protect your business interests with FD&D Insurance – ensuring that every legal challenge is met with expertise and financial security.
FD&D Insurance includes coverage for:
Charterparty disputes – disagreements over terms, hire payments, or performance.
Freight and demurrage claims – delays, unpaid freight, or related contractual costs.
Operational conflicts – issues linked to trading conditions, voyage performance, or cargo handling.
Legal costs and representation – professional support for pursuing or defending claims.
With FD&D Insurance, you gain access to expert legal advice, financial backing for dispute resolution, and strong representation in negotiations or court proceedings.
By complementing Hull and P&I coverage, FD&D ensures that both your physical assets and your legal rights are fully protected. This makes it an essential safeguard for owners engaged in commercial operations, chartering, or complex contractual arrangements.
Protect your business interests with FD&D Insurance – ensuring that every legal challenge is met with expertise and financial security.
Liability Inland Shipping
Our Inland Shipping Business Liability Insurance provides comprehensive coverage for companies operating in the inland shipping sector. This policy protects against claims for bodily injury and property damage caused to third parties during the course of your operations.
Coverage includes:
General liability – protection against third-party claims for material damage or personal injury.
Employer’s liability – coverage for claims arising from work-related accidents or illness affecting your employees.
Product liability – if applicable, protection against claims resulting from products you have supplied.
Environmental liability – coverage for pollution or environmental damage linked to your business activities.
Tailored specifically for businesses active in inland navigation and related services, this insurance ensures that you are financially protected against unforeseen incidents that could otherwise disrupt your operations.
With professional claims handling and a deep understanding of the inland shipping sector, we provide the peace of mind that your company’s liabilities are fully covered – allowing you to focus on safe and efficient operations.
Coverage includes:
General liability – protection against third-party claims for material damage or personal injury.
Employer’s liability – coverage for claims arising from work-related accidents or illness affecting your employees.
Product liability – if applicable, protection against claims resulting from products you have supplied.
Environmental liability – coverage for pollution or environmental damage linked to your business activities.
Tailored specifically for businesses active in inland navigation and related services, this insurance ensures that you are financially protected against unforeseen incidents that could otherwise disrupt your operations.
With professional claims handling and a deep understanding of the inland shipping sector, we provide the peace of mind that your company’s liabilities are fully covered – allowing you to focus on safe and efficient operations.
Cargo Liability – Loading and Unloading
Protect your business against damage to cargo during loading and unloading with onboard cranes or lifting equipment. This coverage safeguards you from third-party claims, ensuring financial protection and peace of mind while handling goods.
Loss of Hire
Protect your income when your vessel is out of operation with Loss of Hire (LOH) insurance. This coverage compensates for lost charter income or profit if your ship is temporarily unavailable due to damage or a covered event.
Even short periods of downtime can have significant financial impact. LOH ensures:
Compensation for income lost during repair periods
Financial security for owners and charterers
Continuity of your operations
Whether you are a shipowner, operator, or charterer, LOH provides peace of mind knowing your revenue is protected against unexpected events.
Request a quote today to see how Loss of Hire can safeguard your vessel and cash flow.
Even short periods of downtime can have significant financial impact. LOH ensures:
Compensation for income lost during repair periods
Financial security for owners and charterers
Continuity of your operations
Whether you are a shipowner, operator, or charterer, LOH provides peace of mind knowing your revenue is protected against unexpected events.
Request a quote today to see how Loss of Hire can safeguard your vessel and cash flow.
War Risks
Standard Inland Hull Insurance policies typically exclude coverage for war, strike, and civil disturbance risks. This exclusion not only applies to damage to your own vessel but also to damage caused to third parties.
At CLM Insurance, these risks are specifically covered through the inclusion of the “Molest Clause”, ensuring protection against:
War and armed conflict – damage resulting from acts of war or hostilities.
Strikes and labor unrest – coverage for losses arising from industrial action or civil disturbances.
Third-party liability – protection extends to claims for damage caused to other vessels or property.
By including this specialized clause, Inland Hull Insurance can provide comprehensive coverage even in situations typically excluded under standard policies, offering peace of mind for operators navigating politically or socially sensitive regions.
Secure your vessel and operational responsibilities with War, Strike & Civil Disturbance Insurance – safeguarding your assets and liabilities against exceptional risks.
At CLM Insurance, these risks are specifically covered through the inclusion of the “Molest Clause”, ensuring protection against:
War and armed conflict – damage resulting from acts of war or hostilities.
Strikes and labor unrest – coverage for losses arising from industrial action or civil disturbances.
Third-party liability – protection extends to claims for damage caused to other vessels or property.
By including this specialized clause, Inland Hull Insurance can provide comprehensive coverage even in situations typically excluded under standard policies, offering peace of mind for operators navigating politically or socially sensitive regions.
Secure your vessel and operational responsibilities with War, Strike & Civil Disturbance Insurance – safeguarding your assets and liabilities against exceptional risks.
Hull and machinery – Sea Shipping
The fundamental elements of Sea Shipping Insurance are similar to those of Inland Hull Insurance, providing protection for vessels, cargo, and third-party liabilities. However, marine policies are typically governed by English law and standard terms, which allows for easier international placement of risks with a wide range of insurers.
International risk placement is far more common in sea shipping than in inland navigation, reflecting the global nature of maritime operations. As with inland vessels, there is a wide diversity in vessel types and usage. Policies are tailored to individual vessels through additional clauses and conditions, ensuring that coverage aligns with the specific characteristics, operations, and risks associated with each ship.
Sea Shipping Insurance provides vessel owners and operators with flexible, internationally recognized protection, offering peace of mind for global operations while ensuring that both assets and liabilities are fully safeguarded.
International risk placement is far more common in sea shipping than in inland navigation, reflecting the global nature of maritime operations. As with inland vessels, there is a wide diversity in vessel types and usage. Policies are tailored to individual vessels through additional clauses and conditions, ensuring that coverage aligns with the specific characteristics, operations, and risks associated with each ship.
Sea Shipping Insurance provides vessel owners and operators with flexible, internationally recognized protection, offering peace of mind for global operations while ensuring that both assets and liabilities are fully safeguarded.
Building risks
Our Building Risks Insurance provides coverage for damage that may occur during the construction, refurbishment, or modification of your vessel. This policy ensures that any loss or damage sustained while upgrading, extending, or altering your ship is financially protected.
Key coverage includes:
Damage during construction – protection for incidents occurring during building or major repairs.
Refurbishment and conversion risks – coverage for modifications, upgrades, or structural changes.
Comprehensive protection – safeguards both the vessel and associated equipment during the project.
Designed for shipowners undertaking construction or modification projects, this insurance offers peace of mind by ensuring that unforeseen events do not compromise your investment.
Secure your vessel during every stage of construction or modification with Building Risks Insurance – safeguarding your asset while work is in progress.
Key coverage includes:
Damage during construction – protection for incidents occurring during building or major repairs.
Refurbishment and conversion risks – coverage for modifications, upgrades, or structural changes.
Comprehensive protection – safeguards both the vessel and associated equipment during the project.
Designed for shipowners undertaking construction or modification projects, this insurance offers peace of mind by ensuring that unforeseen events do not compromise your investment.
Secure your vessel during every stage of construction or modification with Building Risks Insurance – safeguarding your asset while work is in progress.
Charterers Liability
It is common for vessels to be chartered while being operated by the charterer. In such cases, the charterer may face the same, or even higher, liability risks as the vessel owner would when operating the ship themselves.
In addition to operational liabilities, the charterer may also be held responsible by the vessel owner for any damage caused to the vessel during the charter period.
Charterers Liability Insurance provides coverage for these risks, ensuring that charterers are financially protected against:
Operational liability – claims arising from the operation of the chartered vessel.
Damage to the vessel – coverage for repair costs if the chartered vessel is damaged.
Third-party liability – protection against claims for injury or property damage caused to others during the charter.
This insurance allows charterers to operate vessels with confidence, knowing that both operational and contractual liabilities are fully covered.
Secure your chartered vessel operations with Charterers Liability Insurance – safeguarding your responsibilities, your financial interests, and your peace of mind.
In addition to operational liabilities, the charterer may also be held responsible by the vessel owner for any damage caused to the vessel during the charter period.
Charterers Liability Insurance provides coverage for these risks, ensuring that charterers are financially protected against:
Operational liability – claims arising from the operation of the chartered vessel.
Damage to the vessel – coverage for repair costs if the chartered vessel is damaged.
Third-party liability – protection against claims for injury or property damage caused to others during the charter.
This insurance allows charterers to operate vessels with confidence, knowing that both operational and contractual liabilities are fully covered.
Secure your chartered vessel operations with Charterers Liability Insurance – safeguarding your responsibilities, your financial interests, and your peace of mind.
Landbased Equipment
A work equipment insurance policy provides coverage for damage to mobile machinery and equipment used on construction sites, in logistics environments, in industrial operations, or in the maritime sector. This includes forklifts, cranes, loaders, reach stackers, earth-moving equipment, and other mobile units.
This insurance protects you against:
material damage to the equipment itself
liability for damage caused to third parties
damage to other property during use
In short: your equipment, your liability, and your operational risks are covered under one policy.
This insurance protects you against:
material damage to the equipment itself
liability for damage caused to third parties
damage to other property during use
In short: your equipment, your liability, and your operational risks are covered under one policy.
bottom of page